Uber drivers, DoorDash dashers, Instacart shoppers, Amazon Flex drivers - the gig economy has transformed how people work. But what happens when you're injured in a car accident while "gigging"?
The Independent Contractor Problem
Gig companies classify workers as independent contractors to avoid providing benefits like workers' comp. This classification is being challenged nationwide, but for now, it creates complications.
Your Options as a Gig Worker
- Personal injury claim - If another driver caused the crash
- Company insurance - Uber/Lyft provide some coverage while on trips
- Your own insurance - May or may not cover commercial activity
- Challenge the classification - In some cases, you may actually be an employee
Injured While Working? Get Help Now.
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