Independent Contractor Car Accident in PA - Do I Have a Claim?

More and more Pennsylvania workers are classified as independent contractors - gig workers, delivery drivers, freelancers. If you're one of them and you were injured in a car crash while working, you need to understand your rights.

The Classification Problem

Many companies misclassify employees as independent contractors to avoid paying workers' comp insurance. Just because your employer calls you a "contractor" doesn't make it true under Pennsylvania law.

We look at factors like:

• Who controls how you do your work?
• Do you set your own hours?
• Do you work for multiple companies?
• Who provides your equipment?
• How are you paid?

If You're Really an Employee

If you should be classified as an employee, you're entitled to full workers' compensation benefits even if your employer didn't have you on their policy. We pursue these misclassification claims aggressively.

If You're Really an Independent Contractor

True independent contractors generally can't get workers' comp, but you still have options:

• Sue the at-fault driver: If someone else caused your crash, you can pursue a personal injury lawsuit
• Your own insurance: Your commercial auto policy should provide coverage
• Company negligence: In some cases, you may be able to sue the company you were working for

Don't Assume You Have No Claim

Many "independent contractors" actually qualify for workers' comp. Call us for a free evaluation.