Uber and Lyft Drivers: Are You Really an Independent Contractor?

If you drive for Uber or Lyft and were injured in a crash, you're facing one of the most complex work accident situations in Pennsylvania law. Are you an employee entitled to workers' comp? An independent contractor without coverage? The answer isn't always clear.

The Employee vs. Contractor Question

Uber and Lyft classify drivers as independent contractors to avoid providing workers' comp and benefits. But Pennsylvania law looks at the reality of the relationship, not just what the contract says. Factors include:

• How much control does the company have over your work?
• Do you set your own rates?
• Can you work for competitors?
• Do you provide your own tools (vehicle)?

Insurance Complications

Multiple insurance policies may apply to your rideshare accident:

• Your personal auto insurance (may not cover commercial activity)
• Uber/Lyft's insurance (varies based on app status)
• The other driver's insurance
• Uninsured/underinsured motorist coverage

What We Can Do

We help rideshare drivers pursue all available coverage. Even if workers' comp isn't available, you may have personal injury claims against other drivers, and we can help maximize insurance recovery from all applicable policies.