Why These Cases Can Be Larger
Company vehicles typically have commercial insurance policies with higher limits than personal auto policies. When a delivery truck, service van, or commercial vehicle causes your accident, you're often looking at $1 million or more in available coverage - not the $15,000-$100,000 typical of personal auto policies.
Common Scenarios We Handle
Delivery Truck Hits Your Work Vehicle
An Amazon, FedEx, or UPS truck rear-ends you while you're making deliveries or traveling for work.
Service Van Runs a Light
A plumber, electrician, or contractor's van crashes into you at an intersection while you're driving for your job.
Semi-Truck on the Highway
An 18-wheeler changes lanes into your work vehicle or causes a multi-car accident.
Construction Vehicle in Work Zone
A dump truck, concrete mixer, or construction vehicle strikes you while you're working on or near a job site.
Utility Truck Accident
A PECO, cable, or utility company vehicle hits you while you're on the road for work.
Garbage/Waste Truck Collision
A commercial waste truck backs into you or causes an accident while you're working.
"When you're hit by a company vehicle, the legal analysis is different. You have your own workers' comp claim through your employer - that's straightforward and fault doesn't matter. But then you ALSO have a third-party claim against the other company. And with commercial vehicles, we're often looking at much larger insurance policies. Two claims, potentially significant compensation. Don't settle for just one."
Who Can Be Held Liable?
Potentially Responsible Parties
Personal negligence
Vicarious liability
If leased or rented
If mechanical failure
If improper loading caused crash
If defect involved
Your Two Claims Explained
Claim #1: Workers' Compensation (Your Employer)
- Medical bills covered
- Wage loss benefits (typically 2/3 of your average weekly wage)
- No need to prove fault - you get benefits regardless
- We handle this directly at Cardamone Law
Claim #2: Third-Party Personal Injury (The Other Company)
- Full compensation for pain and suffering
- 100% of wage loss (not limited like workers' comp)
- Future medical expenses
- Handled by our top-tier Personal Injury colleagues
Companies Whose Vehicles We've Seen Cause Accidents
- Delivery companies - Amazon, FedEx, UPS, USPS, DHL
- Trucking companies - JB Hunt, Schneider, Swift, Werner
- Utility companies - PECO, PPL, Comcast, Verizon
- Construction companies - Local and national contractors
- Waste management - Waste Management, Republic Services
- Food/beverage distributors - Sysco, US Foods, Pepsi, Coke
- Rental trucks - U-Haul, Penske, Ryder (liability depends on rental agreement)
Why You Need Two Specialists
These cases require expertise in BOTH workers' compensation law AND personal injury law. Most lawyers specialize in one or the other.
Our approach:
- Attorney Cardamone handles your workers' comp claim directly - ensuring your medical care and wage loss benefits are protected
- Our Personal Injury colleagues - carefully selected, top-tier accident attorneys - handle the third-party claim against the company whose vehicle hit you
Two experts in their respective fields, coordinating together, maximizing your total recovery.