Subrogation in Pennsylvania Work Accident Cases: What You Need to Know

What is Subrogation?

Subrogation is your workers' comp insurance company's right to be repaid from any money you recover from the at-fault driver. If workers' comp paid your medical bills, and you then get a settlement from the driver's insurance, the workers' comp carrier wants their money back.

How Subrogation Works in PA

Under Pennsylvania's Workers' Compensation Act:

• The employer/carrier has the right to recover benefits paid from third-party recoveries
• They can intervene in your personal injury lawsuit
• Their lien must typically be satisfied before you receive your settlement
• There are ways to reduce or negotiate the lien

Why You Need Coordinated Legal Help

Without proper coordination between your workers' comp and personal injury claims:

• You might end up owing more to subrogation than you receive
• Timing issues can complicate both claims
• You may inadvertently waive rights in one claim while settling the other

This is why we coordinate workers' comp claims with our Personal Injury colleagues - to maximize your NET recovery after subrogation.