At the Scene
- Call 911 - Get police and medical help. A police report is crucial evidence.
- Get medical attention - Even if you feel okay. Adrenaline masks injuries.
- Exchange information - Get the other driver's name, insurance, license plate.
- Document everything - Photos of vehicles, injuries, scene, skid marks.
- Get witness info - Names and phone numbers of anyone who saw the crash.
- Don't admit fault - Even a simple "I'm sorry" can be used against you.
Within 24 Hours
- Report to your employer - This starts the workers' comp process.
- See a doctor - Document your injuries with medical records.
- Don't give recorded statements - Insurance adjusters may call. You don't have to talk to them.
- Start a journal - Document pain, symptoms, and how injuries affect your life.
Within the First Week
- Contact a lawyer - Learn about your rights to TWO claims.
- Gather documents - Police report, medical records, employment records.
- Preserve evidence - Don't repair your vehicle yet if possible.
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